First VP/VP, Group Credit Policy & Portfolio Management - Secured

First VP/VP, Group Credit Policy & Portfolio Management - Secured

Job Description

You will be part of the Group Credit Policy and Portfolio Management team that manages the Personal Financial Services portfolios across Unsecured and Secured portfolios.

Responsibilities:
  • Formulate credit policies and facilitate development of product programs and test programs to support new business and product launches
  • Perform necessary portfolio analyses and credit performance forecasts and review financial proposition with the Business to ensure sustainable good growth
  • Perform periodic monitoring and analyses of portfolio performance to ensure that sound portfolio quality is maintained
  • Responsible for ad hoc MIS preparation and monitor product program performance benchmark
  • Liaison with various stakeholders, operation units / parties to roll out credit policies per approved by top management, and evaluate their effectiveness over time


Requirements
  • At least 8 years of working experience in a retail banking role preferably in a credit risk policy, MIS and portfolio management capacity
  • Good understanding of the regulatory landscape relating to financial loan products
  • Degree holder with background in Business and Finance or Statistics
  • Analytical mind, good communication and presentation skill, meticulous and self-motivated
  • Familiar with portfolio monitoring techniques & tools, SAS programming, Basel Capital Rules and local regulatory landscape with regard to retail lending practices.
  • Knowledge on scorecard and Basel II model preferred