Posted 1 day ago In-Office Permanent To Be Confirmed
To assist Head of Consumer Credit Risk Management to manage the consumer credit risk through credit risk monitoring and reporting.
Establish monthly Dashboards to monitor the portfolio quality of different consumer loan portfolios.
Prepare credit risk management reports of consumer loan portfolios to senior management.
Assist to monitor the portfolio parameters such as application rate, approval rate, exception approval rate, program limit and other related risk triggers for early warning signs and / or identification of remedial management actions.
Assist to perform data extraction, segmentation, and portfolio analysis in respect to credit risk management.
Perform credit review on loan applications for compliance of underwriting criteria of different consumer loan products.
Bachelor’s degree in IT, Statistics, Finance, Business Administration or related disciplines
Minimum 3 year’s relevant experience and familiar with consumer credit risk management
Good understanding of consumer credit approval and consumer credit risk management concepts
Strong knowledge of Microsoft Office applications
Knowledge in SAS, SQL and other statistical tool is a plus
Strong analytical and problem-solving skills
Prudent, initiative, open-minded, can work independently and under pressure