AVP/ Manager, Portfolio Analytics & Reporting, Consumer Credit Risk Manager

Responsibilities:

• To assist Head of Consumer Credit Risk Management to manage the consumer credit risk through credit risk monitoring and reporting.
• Establish monthly Dashboards to monitor the portfolio quality of different consumer loan portfolios.
• Prepare credit risk management reports of consumer loan portfolios to senior management.
• Assist to monitor the portfolio parameters such as application rate, approval rate, exception approval rate, program limit and other related risk triggers for early warning signs and / or identification of remedial management actions.
• Assist to perform data extraction, segmentation, and portfolio analysis in respect to credit risk management.
• Perform credit review on loan applications for compliance of underwriting criteria of different consumer loan products.

Requirements:

• Bachelor’s degree in IT, Statistics, Finance, Business Administration or related disciplines
• Minimum 3 year’s relevant experience and familiar with consumer credit risk management
• Good understanding of consumer credit approval and consumer credit risk management concepts
• Strong knowledge of Microsoft Office applications
• Knowledge in SAS, SQL and other statistical tool is a plus
• Strong analytical and problem-solving skills
• Prudent, initiative, open-minded, can work independently and under pressure