- Conduct credit analysis on credit applications, prepare credit proposals and monitor the risk management for Corporate & Investment Banking – Financial Institutions (FI) Risk (mainly Banks). - Provide comments and recommendations on the market development of banking and financial services industries to the management. - Maintain credit quality of existing clients as well as prospective FI clients. - Implement risk policies, procedures, manuals and guidelines of Global Risk Management for Financial Institutions in Asia. - Ensure the FI counterparty risk management in Asia is complied with the relevant regulatory requirements.
Job Purpose:
- Maintain regular contacts and communications with the banking regulators, external rating agencies, and other major market players to keep abreast of the market development
- Respond to enquires and maintain a collaborative relationship with Business and other Support Units with regards to counterparty risk of Financial Institutions in Asia.
- Maintain close communications and collaboration with the Global Risk Management teams in Asia and in Head Office.
- Assist to develop and implement the counterparty risk management framework in Asia.
- Recommend the counterparty risk policies, procedures and best practices for implementation in Asia.
- Ensure the risk policies, framework and proposals updated on timely basis.
Key Responsibilities
- Prepare and review credit proposals on regular basis.
- Prepare risk control or monitoring reports on regular basis.
- Respond to ad-hoc credit proposal from business units.
- Monitor compliance with the risk procedures and guidelines for financial institutions in Asia.
- Report periodically to the Senior Management in Asia for material adverse development of Financial Institutions in Asia.
- Coordinate with various business units to ensure business proposal on timely basis.
- Maintain the credit risk system updated.
- Communicate regularly with the front offices to ensure the understanding of the latest risk policies and strategies of the Bank
- Follow up and keep abreast of market development with documentation, research, statements and communications from the banking regulators, external rating agencies, and other major market players
Job Specifications
Qualification & Experience
- Bachelor Degree holder in Accounting, Finance, or holder of CPA or ACCA or equivalent preferred.
- Minimum 2 years of working experience in banking or financial services industries. Preference will be given to those with working experience in international banks.
- Preferred knowledge of treasury and capital market, trade finance and transaction banking products.
- Preferred knowledge of legal documentation relating to lending and treasury activities.
- Preferred knowledge of relevant regulatory, statutory and international banking and accounting requirements.
- Prefered knowledge of qualitative and quantitative analysis of counterparty risks, credit evaluation.
Language & Other Skills
Language
- Fluency in written and spoken English. Knowledge of Chinese Mandarin, other major Asian language, and / or Spanish would be advantages
Other Skills (e.g. Interpersonal, Communication etc)
- Strong analytical skills
- Proactive and strong interpersonal and communication skills
- Ability to interact with senior management, multiple stakeholders and external contacts
- Able to work in a multi-functional and cross-cultural environment
- Proficient writing and delivery of presentations and documentation
- Demonstrate high reliability, quality and timeliness of deliverables