Credit Policy and Portfolio Manager/Assistant Manager - Hang Seng Bank (HK)

Job description
A Career with Hang Seng Bank
Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.
Risk and Compliance - Portfolio, Policy and Control, Wholesale Credit Risk Management
Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.
Portfolio, Policy and Control of Wholesale Credit Risk Management is responsible for review of portfolio management framework, formulation and review of credit policies, procedures and guidelines for corporate banking, private banking and SME segments, oversight on the credit related matters of new product development, and also regulatory reporting for Banking Exposures Limits Rule.
We are currently seeking a high caliber professional to join our department as Credit Policy and Portfolio Manager/Assistant Manager.
Principal responsibilities
The candidate will work closely with the offshore resources and support the department in carrying out the following job responsibilities:

• Formulating and reviewing the credit policies, procedures and guidelines in relation to corporate banking, SME and private banking segments.
• Coordinating with business units on all credit related matters including but not limited to new product development.
• Supporting the co-ordination of credit related system enhancements.
• Preparing and reviewing different credit information reports (MIs), e.g. dashboards for Risk Management Meeting, meeting materials for Wholesale Credit Portfolio Oversight Committee and other regular or ad hoc meetings.
• Assisting to conduct the annual review of Country/Territory Risk Plan.
• Performing the review of the Bank's strategy/appetite on different industrial sectors and trend analysis of actual position against the plan approved.
• Conducting the review and gap analysis of credit portfolio management framework of HASE.
• Coordinating with Risk and business/functional units to streamline the credit portfolio management tasks.
• Assisting in ad hoc MI/Project.

Requirements

• Degree holder in Finance, Economics or a related discipline
• Minimum of five years' banking experience in corporate credit risk management
• ECF certificate holder will be a preferred advantage
• Good credit sense and proactive, with strong communication and interpersonal skills
• Attentiveness to details and ability to work independently and under pressure
• Strong analytical skill and proficient in data analysis and application software such as MS Excel and PowerPoint
• Proficiency in both English and Chinese

Candidate with less experience can be considered as Assistant Credit Policy and Portfolio Manager.
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The health and safety of our employees and candidates is very important to us. Due to the current situation related to the Novel Coronavirus (2019-nCoV), we're leveraging our digital capabilities to ensure we can continue to recruit top talent at the HSBC Group. As your application progresses, you may be asked to use one of our digital tools to help you through your recruitment journey. If so, one of our Resourcing colleagues will explain how our video-interviewing technology will be used throughout the recruitment process and will be on hand to answer any questions you might have.