Risk Manager (Credit Assessment)

Responsibilities

• This role belongs to the Credit Risk Management Department
• The incumbent will perform independent assessment on credit proposals, provide recommendations or make credit decisions according to the delegated authorities
• Assist section heads / Co-Head of Credit Risk Management Department in the identification, assessment and reporting of credit risk according to the Bank’s credit policies and the prevailing regulatory requirements and HKMA’s guidelines
• Support Co-Head of Credit Risk Management Department in ad hoc projects of credit risk for the Bank Group
• Maintain direct and regular dialogue with the business units as risk owners for adhering to established risk control guidelines, procedures and measures to identify, assess, report, mitigate and monitor the risks involved in the day-to-day work

Requirements

• University graduate, with professional qualifications preferred
• Minimum of 5 years’ practical banking experience, in particular, credit assessment, credit initiation, credit approval, credit policy and credit monitoring
• Acquaintance with the prevailing HKMA’s supervisory policy manuals and attained “Core Level” or above qualification under HKMA’s Enhanced Competency Framework on Credit Risk Management
• Comprehensive knowledge of commercial lending principles, credit products, regulatory requirements and related market practice
• Outgoing characters with good communication technique with the front lines, good report writing and analytical skill
• Independent, sensible and able to work under pressure with minimal guidance to meet tight deadlines
• Good command of both spoken and written English and Chinese