Report directly to the Head of Credit Risk, this role is primarily responsible for credit review and approval as well as developing and enhancing the relevant credit strategy, manual and process. • Regular review and approval of SME and personal loan applications. • Develop and enhance relevant credit policy manual, process and standards. • Lead the development of data-driven credit assessment strategy, methodology and tools. • Support credit product development projects and/or other credit related initiatives. • Provide feedback to enhance the overall credit management cycle.
Job Requirements • 7+ years of relevant experience in credit approval and/or credit strategy/policy in banks. • In-depth understanding of Hong Kong Retail/SME loan market and the relevant regulatory requirements. • University degree holder. • Good command of written and spoken English and Chinese (Cantonese and Putonghua). • Ability to work independently and handle pressure. • Candidate with less experiences might be considered as Manager role.