Financial Institutions Credit Manager – Team Lead Financial Institutions Credit Manager – Team Lead …

Morgan Stanley
in Budapest, Budapest fovaros, Hungary
Permanent, Full time
Be the first to apply
Morgan Stanley
in Budapest, Budapest fovaros, Hungary
Permanent, Full time
Be the first to apply
See job description for details

Are you looking for an opportunity to do meaningful, intellectually stimulating work in the field of finance? Do you want to take part in legitimate decision-making, rather than just performing repetitive processes? As a Credit Analyst you will have the unrivalled opportunity to learn and apply the skillset of financial analysis and also people development and management in an investment banking setting, across the Corporates, Financial Institutions and Investment Management sectors.

We offer:
- A competitive benefits package including eligibility for an annual bonus
- Flexible working arrangements (core hours and opportunity to work from home)
- Extensive training both in classroom, and on the job from seasoned professionals, with additional access to Morgan Stanley’s world-class internal trainings
- Exposure to some of the most high profile companies globally as well as the full suite of financial products that Morgan Stanley deals in
- An opportunity to participate in the management of the Financial Institutions Credit Team’s management including decision making affecting the evolution of the portfolio
- Young, dynamic, and vibrant culture centered on diversity and inclusion

You will:
- Ensure that your team understands the businesses, analyzes the financial statements, investor presentations, and assesses the credit risk profile of Morgan Stanley’s counterparties at high quality and in a timely manner to serve as the basis for informed risk management decisions,
- Review counterparty / borrower specific and industry level research and provide guidance in identifying key factors impacting counterpaty performance,
- Provide professional guidance to credit analysts with their analysis pointing out key factors impacting risk profile and assist in formulating conclusions derived from these ensuring completeness, clarity, focus and conciseness,
- Participate in Committee level decision making for an assigned portfolio of counterparties or make decisions under personal authority,
- Manage the pipleine of tasks, prioritizing among various activities and ensuring timely delivery of required credit materials
- Participate in projects touching on multiple aspects of risk management with a focus on credit,
- Bring and apply specialized industry knowledge in the world of financial institutions such as Banks, Insurance Companies, Broker Dealers etc.
- Actively participate in activities related to people development and management with personal responsibility for your own team


You have:
- Bachelor’s or higher degree in Finance, Economics, Business, Public Policy or similar fields
- Knowledge of financial and accounting concepts
- Strong analytical, problem solving and organizational skills with an ability to prioritize
- Excellent communication and interpersonal skills and an aptitude to formulate and express opinions with clarity
- Decision making aptitude with an assertive and convincing stance
- An ability to provide guidance to and to oversee the work of
others with a strong commitment to teamwork

Team Profile: The Credit Risk Team in Budapest, comprised of more than 100 professionals, is one of the key lines of defence for Morgan Stanley’s balance sheet. The team ensures that credit ratings, limits, and other attributes are accurate and up to date for Morgan Stanley’s corporate lending and derivatives trading business lines, while also participating in the preparation of proposals for the extension of credit.

About us: Morgan Stanley provides a superior foundation for building a professional career - a place for people to learn, achieve and grow. You will be exposed to a truly international and multi-cultural environment that appreciates and respects individuality.

There are various employee offers such as discount theatre tickets, dry cleaning service and many more.

Interested in flexible working opportunities? Morgan Stanley empowers employees to have greater freedom of choice through flexible working arrangements. Speak to our recruitment team to find out more.

Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximise their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing and advancing individuals based on their skills and talents. Learn about our culture and the opportunities for professional growth at Morgan Stanley Budapest: Build a career with impact. Visit morganstanley.hufor more information.