Company Overview

Mizuho has a long-term commitment to the Hong Kong market. With strong ties to Mizuho’s global network and a workforce of over 600 staff in Hong Kong, we are able to help corporations in Hong Kong to expand their business worldwide. Our clients primarily comprise Japanese and non-Japanese corporations (including those domiciled in the PRC), financial institutions, and government and quasi-government organizations. We provide a full spectrum of corporate banking services to our customers including syndicated loans, treasury, transaction banking, financial advisory, project finance, merger and acquisition, leveraged finance, and structured finance.

Why Mizuho

At Mizuho, we provide the stability of an international industry leader with the career trajectory of a growing business. Our steady, strategic growth gives our people at all levels rewarding degrees of responsibility and a richer work experience than a boutique firm or an established giant could offer alone.

It is the local expertise of our employees that makes our global network so powerful. By collaborating with colleagues and clients who have your same ambition and drive, you can amplify your sphere of influence and base of knowledge as part of one of the largest—and growing—banks in the world.

About the team

The Credit Management and Control Section within Hong Kong Branch is responsible for the credit risk analysis and control of the local corporate banking customer portfolios and related mitigation including credit application, rating application preparation, monitoring of the customer credit performance, etc. The role is crucial in supporting the Corporate Banking Department to achieve its business target and comply with regulatory requirements.

Role requirements

• To follow the policy & direction of the Section / Branch, and to assist superiors in accomplishing the Section’s / Branch’s overall duties and responsibilities at all times;
• To prepare various kinds of credit proposals and analysis of the assigned accounts, including preparation of credit application, rating application, financial analysis, cash flow modelling, and to answer subsequent enquiries from Credit Section;
• To handle all credit related matters including review of latest financials of obligors upon receipt of financial statements, rating review, long term loan review, compliance of credit approval conditions and instructions, security control and submission for credit assessment by Head Office;
• To attend to documentation matters of existing and new transaction after credit approval;
• To constantly review the existing credit commitments to identify potential credit problems and to ensure conformity with agreement terms; to recommend and implement appropriate action should an unfavorable trend develops;
• To support and work together with the marketing sections to achieve the profit and business policies for the department;
• To assist Section Head in the implementation of certain credit and general management policies.

Essential Functions

• This role provides credit management and control function for front line staff of Hong Kong Corporate Banking Department.

Competencies

• We are looking for an individual who proactively initiate changes and improvements for higher productivity/performance;
• Judges priority among tasks and makes practical scheduling and time management to complete deals/tasks before deadline;
• Considers issues not only from own view point but also from counterparty's view point.

Work experience, education and skills

• Bachelor's Degree; Professional qualifications such as CFA, ACCA, CPA, FRM are desirable;
• Minimum 5 years’ experience in credit application preparation including financial analysis and cash flow projection for corporates, with knowledge on bilateral / syndicated loan facility, trade finance and derivative products;
• Experience in covering different types of corporate customers are desirable;
• Knowledge on structured facility is an advantage;
• Good writing and communication/ presentation skills;
• Good PC skills including Microsoft Word, Excel and PowerPoint;
• Proficiency in written and spoken English and Cantonese.

Application

Employment of the in-scope positions are subject to Mandatory Reference Checking Scheme (MRCS) as per regulatory requirement. For details, please refer to (Mandatory Reference Checking Scheme Phase 2 I The Hong Kong Association of Banks).

Please state your current and expected salary on your CV when you submit your application.

Mizuho Bank Limited

Mizuho Bank, Ltd. in Hong Kong is an integral part of the Japan-based Mizuho Financial Group, Inc. (NYSE: MFG). The Mizuho group is a global financial services leader with offices in 35 countries, approximately 52,000 employees, and assets of almost USD 2 trillion. Mizuho provides expertise in retail banking, corporate finance, investment banking, asset management, capital markets, and sales and trading, to help businesses develop and find new opportunities for growth. To learn more: www.mizuhogroup.com

Mizuho’s People Philosophy

The Mizuho People Philosophy serves as the guiding standard for embodying Mizuho’s Corporate Identity. It establishes the fundamental philosophy for the ways we support people within Mizuho, based on our belief that our people’s growth and fulfillment are essential to achieving our corporate goals.
 
Mizuho is committed to:

• Supporting the professional growth of people
• Recognizing people who promote Mizuho’s Values
• Fostering an inclusive culture where everyone can thrive as their true selves 

The full text for the Mizuho People Philosophy can be accessed via this link: https://www.mizuhogroup.com/sustainability/social/employees

Personal data collected will be kept in strict confidence, and will be used for recruitment purpose only.