Job description

• Daily Liquidity & HQLA Management - Own end-to-end liquidity monitoring across entities and currencies; actively manage the HQLA portfolio (SGS, Treasuries, repos) to optimize regulatory compliance, yield, and operational readiness within delegated authority.

• MAS Regulatory Compliance & Reporting - Serve as primary contact for MAS liquidity regulations (Notice 655/656); lead regulatory submissions, handle examiner inquiries, and produce comprehensive liquidity dashboards for the Head of Market Liquidity, ALCO, and Board Risk Committees.

• Cash Flow Forecasting & Stress Testing - Design and maintain advanced multi-currency forecasting models; lead quarterly stress testing cycles, refine scenario methodologies, and present defensible results with actionable recommendations to senior leadership.

• Funding Strategy Execution - Independently execute funding transactions (FX swaps, repos, term deposits) within delegated limits; optimize funding mix, cost, and counterparty diversification while keeping the Head of Market Liquidity informed of material positions.

• Contingency Funding Planning - Maintain and test the Contingency Funding Plan (CFP), coordinate annual crisis simulations, and ensure early warning indicators remain calibrated to current market conditions.

• Cross-Functional Advisory - Act as trusted liquidity advisor to Front Office, Finance, and Risk; assess liquidity impact of new products, large transactions, and balance sheet initiatives; represent Market Liquidity in cross-functional forums as delegated.

• Framework Enhancement & Mentorship - Drive continuous improvement of liquidity policies, systems, and automation under the Head of Market Liquidity's direction; mentor junior analysts on liquidity fundamentals, regulatory requirements, and best practices.

Job Requirement

• 5-7 Years Banking Experience - Progressive experience in liquidity management, treasury, or ALM within a Singapore bank or APAC regional treasury center; direct hands-on exposure to MAS regulations (Notice 655/656), Basel III frameworks (LCR, NSFR), and regulatory audits.

• Multi-Currency Liquidity Management - Proven track record managing SGD, USD, and EUR liquidity positions; familiarity with Singapore Government Securities (SGS) market, MAS standing facilities, FX swaps, repos, and interbank funding instruments.

• Treasury Systems Proficiency - Advanced user of liquidity/treasury management platforms (Murex, Calypso, Summit, or equivalent); experience with regulatory reporting systems and data extraction for MAS submissions.

• Analytical & Automation Skills - Expert-level Excel (pivot tables, macros, complex modeling); working knowledge of VBA, SQL, or Python for cash flow forecasting, stress testing automation, and liquidity dashboard development.

• Stress Testing & Reporting Tools - Hands-on experience designing liquidity stress test scenarios, building behavioral models, and creating management dashboards using data visualization tools (Tableau, Power BI, Qlik) for ALCO and Board-level presentations.