DUTIES:
• Originate, structure, and execute commercial lending transactions, with a primary focus

on commercial real estate (CRE) and mid-market corporate borrowers.
• Conduct detailed financial analysis and credit underwriting, including evaluation of

borrower financials, cash flow projections, and collateral performance.
• Structure loan facilities, including determination of pricing, covenants, security packages,

and repayment terms.
• Prepare and present credit memoranda to internal credit committees to support

transaction approvals.
• Manage the end-to-end transaction lifecycle, including origination, structuring,

underwriting, approval, documentation, closing, and ongoing portfolio monitoring.
• Develop and maintain relationships with borrowers, sponsors, developers, and financial

intermediaries to originate and execute transactions.
• Identify and evaluate new lending opportunities across commercial real estate asset

classes.
• Monitor portfolio performance and identify opportunities for additional lending or

refinancing with existing clients.
• Ensure all transactions comply with internal credit policies and approved terms.
• Collaborate with internal stakeholders, including credit, legal, and analytics teams, to

structure and execute transactions.
• Structure loan facilities, including determination of pricing, covenants, security packages,

and repayment terms

REQUIREMENTS:

Bachelor's degree or equivalent in Mathematics, Finance or related

quantitative field and 5 years' experience in commercial real estate (CRE) lending or commercial

lending, including structured finance. Experience must include:
• Experience leading and independently executing lending transactions with limited

supervision.
• Origination and execution of commercial lending or CRE transactions.
• Experience managing multiple concurrent lending transactions in a high-volume

environment.
• Contributed to the development and implementation of internal processes to support

lending operations and transaction execution.
• Financial modelling and credit analysis for debt transactions, including analysis of

financial statements and cash flow projections.
• Preparation and presentation of credit memoranda to internal or external approval

committees.
• Structuring loan facilities, including pricing, covenants, and collateral/security

arrangements.
• Managing transactions through full lifecycle, including underwriting, approval,

documentation, and closing.
• Managing relationships with borrowers, sponsors, and financial intermediaries in a lending

or investment context.
• Financial modelling using Microsoft Excel.
• Credit risk assessment and underwriting methodologies for commercial lending

transactions.
• Analysis of commercial real estate assets and corporate borrower financial performance

Telecommuting may be permitted a few days a week. When not telecommuting, must report to

OakNorth's office in NY, NY.

HOURS: Monday through Friday, 9:00 am to 5:00pm.

LOCATION: OakNorth Bank, plc., 445 Park Avenue, 8th Fl, New York, NY 10022

(Telecommuting may be permitted a few days a week. When not telecommuting, must report to

OakNorth's office in NY, NY.)

SALARY: $200,000 - $300,000 per year

TO APPLY: Email resumes to usrecruitment@oaknorth.com Reference # 10297751 when applying