Position Summary
The AVP, Cyber Underwriter is responsible for driving profitable growth within the cyber insurance portfolio through disciplined underwriting, strong broker relationships, and effective risk selection. This role focuses on evaluating complex cyber risks, developing tailored coverage solutions, and expanding market presence within the retail distribution channel.
The position plays a key role in executing underwriting strategy, maintaining portfolio profitability (P&L), and identifying new business opportunities in targeted industries.

What will your job entail?

Key Responsibilities

Underwriting & Risk Management

• Evaluate, select, and price complex cyber risks in alignment with underwriting guidelines and authority
• Develop customized insurance solutions based on client exposures and risk profiles
• Analyze submissions, financials, loss data, and cyber risk controls
• Ensure pricing adequacy, coverage structure, and profitability targets are met

Business Development & Broker Management

• Build and maintain strong relationships with retail brokers and agency partners
• Identify new business opportunities and grow a profitable book of cyber business
• Manage the full underwriting lifecycle: submission, quote, negotiation, and binding
• Participate in RFPs and broker presentations

Portfolio Strategy & Growth

• Contribute to the execution of cyber underwriting strategy and portfolio management
• Monitor and manage P&L within assigned underwriting authority
• Identify trends, emerging risks, and market opportunities in cyber insurance
• Support cross-selling opportunities across other specialty lines

Collaboration & Leadership

• Partner with internal teams including claims, actuarial, legal, and compliance
• Ensure adherence to underwriting guidelines, regulatory requirements, and audit standards
• Mentor and support junior underwriting staff as needed

Innovation & Process Improvement

• Leverage data, analytics, and technology to improve underwriting decisions
• Support use of automation and AI tools to enhance efficiency and risk assessment
• Continuously improve underwriting processes and best practices

Qualifications

Experience

• 7-12+ years of underwriting experience, with a focus on cyber, technology E&O, or specialty lines
• Proven track record of building and managing a profitable book of business
• Experience working with retail brokers in the NYC or Northeast market preferred

Education

• Bachelor's degree in Risk Management, Business, Finance, or related field required
• Advanced degree (MBA, MS) preferred but not required

Licenses & Certifications

• Active Property & Casualty (P&C) license required
• Surplus Lines license preferred
• Industry designations such as CPCU, RPLU, or AU are a plus

Key Skills & Competencies

• Strong underwriting and risk assessment skills in cyber insurance
• Deep understanding of cyber exposures (data breaches, ransomware, network security)
• Negotiation and relationship management skills
• Analytical and financial modeling capabilities
• Strong communication and presentation skills
• Ability to work in a fast-paced, production-oriented environment

Ryan Specialty is an Equal Opportunity Employer. We are committed to building and sustaining a diverse workforce throughout the organization. Our vision is an inclusive and equitable workplace where all employees are valued for and evaluated on their performance and contributions. Differences in race, creed, color, religious beliefs, physical or mental capabilities, gender identity or expression, sexual orientation, and many other characteristics bring together varied perspectives and add value to the service we provide our clients, trading partners, and communities. This policy extends to all aspects of our employment practices, including but not limited to, recruiting, hiring, discipline, firing, promoting, transferring, compensation, benefits, training, leaves of absence, and other terms, conditions, and benefits of employment.

How We Support Our Teammates

Ryan Specialty seeks to offer our employees a comprehensive and best-in-class benefits package that helps them - and their family members - achieve their physical, financial, and emotional well-being goals. In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.

The target salary range for this position is $168,000.00 - $210,000.00 annually.

The wage range for this role considers many factors, such as training, transferable skills, work experience, licensure and certification, business needs, and market demands. The pay range is subject to change and may be modified in the future. Full-time roles are eligible for bonuses and benefits. For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.

We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at HR@Ryansg.com

The above is intended to describe this job's general requirements. It is not to be construed as an exhaustive statement of duties, responsibilities, or physical requirements. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities to this job at any time. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.