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Insurance Product Manager, Car

Lemonade New York, United States
Posted 2 days ago Permanent Competitive

Insurance Product Manager, Car

Lemonade New York, United States
Insurance Product Manager, Car

Not your everyday company



Lemonade completely reinvented how insurance works. As a customer-centric tech company, we created an insurance experience that is smart, instant, and delightful.



At Lemonade, you'll be working with a group of like-minded makers, who get a kick out of moving fast and delivering great products. We surround ourselves with some of the smartest, most motivated, creative people who are filled with positive energy and good karma.



Unlike most publicly traded companies, we're nimble and efficient. We take pride in the fact that we still think and operate like a startup. We don't care much about titles and hierarchy and instead focus on innovation, bold moves, and challenging the status quo.



We're built as a lean, data-driven organization that relies on a common understanding of objectives and goals to provide teams with autonomy and ownership. We don't like spending our days in meetings and we skip committees altogether. At Lemonade, there's no such thing as going over someone's head. We have zero tolerance for bureaucracy, office politics, and lean-back personalities.



As a Public Benefit Corporation and a certified B-Corp, we deliver environmental and social impact using our products and tech. Through our Giveback program, we partner with organizations such as the ACLU, New Story, The Humane Society, Malala Fund, American Red Cross, 360.org, charity: water, and dozens of others, and have donated millions towards reforestation, education, animal rights, LGBTQ+ causes, access to water, and more.



Awarded 'best workplace'



Best Workplace and Best-Led Company by Inc. Magazine



"World Changing" by Fast Company



Recognized as a World Changing Idea by Fast Company Magazine



Ranked #1 Home insurance in America



Won best renters and homeowners insurance in America by US News, and others



Best Pet Insurance in America



Rated "Best Overall Pet Insurance" by Better Homes & Gardens



Rated 4.9 on the App Store



Among the highest rated apps of all time



What you're applying for



We're looking for an Insurance Product Manager to help build the most loved car insurance on the planet. You'll be part of the Insurance Product team, working closely with Actuarial, Insurance Operations, and Underwriting to grow Lemonade Car profitably - shaping coverage, pricing, and the product roadmap that drives it all forward. From connected cars to rating plan sophistication, you'll own meaningful work that moves the product and the business.



We believe three things matter for every role at Lemonade: drive to push through challenges, efficiency that keeps standards high while moving fast, and adaptability that lets you pivot with data and AI insights. These aren't buzzwords, they're how we actually work.



Our AI-first approach isn't just a tagline either. We're building the future of insurance with AI at the center, and we need people who are genuinely excited to learn and grow alongside these tools.




In this role you'll



  • Develop new car products that meet the needs of emerging customer segments - including connected and autonomously driven cars

  • Advance our countrywide Car strategy through forms, coverages, policy language, and rating plan improvements that keep our protection cutting-edge

  • Partner with Actuarial and Underwriting to develop coverage, pricing, and eligibility requirements that balance innovation with financial soundness

  • Build product specification documents, define project requirements, and work with the Product team to prioritize and ship features that make a real difference for customers

  • Collaborate with Insurance Operations to move product changes through regulatory approval and into production - smoothly and fast

  • Research distribution channels, market trends, and competitor moves, turning findings into recommendations that grow the business

  • Measure the impact of product changes to support smarter decisions and ensure the product keeps evolving in the right direction




What you'll need



  • 7+ years of P&C experience, with at least 5 years in personal lines insurance product development, product management, or state management

  • Bachelor's degree in Business, Insurance, Finance, Economics, Statistics, or a related field

  • Strong analytical skills and sharp attention to detail - you identify trends early and turn them into action

  • A strategic, ownership-driven mindset - you challenge the status quo and bring creative solutions to the table

  • Strong technical skills - SQL, Python, Looker, or similar tools, including experience building dashboards or reports, preferred

  • Solid Microsoft Office or Google Suite skills

  • Excellent organizational and project management skills, with the ability to manage multiple complex priorities in a fast-moving environment

  • Strong written and verbal communication skills, and a natural collaborator across teams

  • Genuine enthusiasm for AI and a real commitment to growing alongside these tools - it's core to how we work here

  • Ability to work in a remote environment



Please note that we are unable to sponsor applicants for work visas.



Unfortunately, we cannot consider applicants from these states: Alaska, California, Colorado, Montana, Hawaii, New Mexico and Puerto Rico.



Lemonade's US base salary range for this full-time position is $110,000 - $135,000 plus equity + benefits. Our salary ranges are determined by role, level, and location. Within the range, individual pay is determined by work location and additional factors, including job-related skills, experience, and relevant education or training. Our competitive total rewards package includes comprehensive health & wellness coverage, equity, a 401(k) plan with employer match, 20 paid vacation days, and parental leave. Speak to your recruiter to hear more about the specific salary range for your preferred location and our total rewards package.



#LI-Remote



Things to know...



Lemonade is an equal opportunity employer committed to diversity and inclusivity. We never discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. If you require reasonable accommodations due to religious beliefs, pregnancy, or disabilities, let us know at any time.

Job ID  8e911c39
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