Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm is building its own bank - and this role sits at the center of that ambition. We're looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You'll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within Affirm's ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across Affirm's platform. This is a rare opportunity to build a foundational new business line from the ground up - one that will reshape how Affirm funds, serves, and grows relationships with its consumers. You'll work at the intersection of regulated banking, platform engineering, and consumer products to bring Affirm's bank to life.

What You'll Do

• Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within Affirm's ecosystem - and you drive it forward.
• Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product.
• Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with Affirm's credit products and broader consumer experience.
• Collaborate cross-functionally across Affirm's internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch.
• Partner with Legal, Compliance, Risk, and the Bank's executive team to drive bank operations readiness - regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
• Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.

What we look for

• 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
• Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
• Proven program leadership at scale - you've owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
• Strong technical fluency - you're comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
• Exceptional written and verbal communication - you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
• Bachelor's degree in a related field or equivalent practical experience

Pay Grade - P
Equity Grade - 13

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $230,000 - $290,000
USA base pay range (all other U.S. states) per year: $204,000 - $264,000

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We're extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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