11 Top London Fintechs and their pay, prospects and culture
Fintechs in the UK aren't a fringe group of startups anymore. Over the past decade the likes of Revolut and Monzo have emerged as sizeable players in London's financial ecosystem. At these top firms, the days of making millions in stock have mostly died out as their valuations have grown, so is it still worth it to work for a fintech rather than, for example, a bank?
We've compiled a list of 11 top fintechs with London offices, as well as their headcounts and pay, across payments, InsurTech, digital banking and trading. We've also looked at what employees have to say about working at each firm.
Coinbase
Good for: High pay, remote work
Coinbase is a US-based crypto firm with a sizeable UK office. It's also one of the highest paying fintechs you can work at. Employees earned £214.4k ($292.6k) on average according to its most recent accounts from 2023. That's especially impressive given that most jobs at Coinbase in the UK are available remotely.
Coinbase currently has 13 open remote roles in the UK versus just three in-office ones. It advertises salary ranges for its London roles too; the highest earning role currently available is an international policy manager, who can earn a salary of up to £123.6k. Coinbase is also a publicly traded company, which means you're able to cash out on your equity compensation on a more consistent basis than you would be able to at other fintechs.
UK-based employees on Glassdoor in 2025 praise the firm's competitive compensation, but work-life balance seems to vary between teams. Mutliple employees note that the firm seems to be much more focused on the US market than Europe. Leaked messages from Coinbase's internal page on jobs forum Blind earlier this year complained of a "toxic" engineering culture, but it's unclear where those employees were based.
Robinhood
Good for: High pay, office culture
Robinhood has a lot of similarities to Robinhood: it's a US firm with a growing UK team and pays its staff very competitively, but while Coinbase prefers remote workers, Robinhood is bullish on the office. Open roles for the firm in London note that staff are expected to spend a minimum of three days in the office per week.
The brokerage firm is relatively new to London, having only started hiring in 2023. For its early staff, average compensation was £181.3k in its first year. It currently has at least 17 UK employees according to LinkedIn and has openings for three more.
Due to its smaller size, reviews from Robinhood's UK office aren't widely available. Employees in the US say via jobs forum Blind frequently praise the compensation at the firm, but multiple employees note that working overtime is an expectation and that some teams work weekends.
Stripe
Good for: High pay, varied opportunities
Unsurprisingly, rounding out the top 3 highest paying fintechs is another American firm. This time it's payments giant Stripe (which is technically headquartered in Dublin although most senior staff are based in San Francisco). It's a firm that's growing heavily in London and opened a new office in the City of London last year after years being based in Shoreditch.
Stripe has a decent proportion of staff working remotely, but the bulk of available jobs in the UK right now are office-based. It has 21 open roles, three of which are remote. Multiple roles, including an engineering manager and a head of solutions architecture, offer salaries of over £200k.
Employees at Stripe have told us that a key benefit of working at the firm is the ability to work on a variety of new initiatives and the opportunity to make an impact. They also note that the company has a "culture of writing" and that people love to discuss what they do with each other. Glassdoor reviews in the UK for Stripe note that the intensity of working there can be too much for some people, however.
Zilch
Good for: Fast growth, IPO potential
Buy-Now-Pay-Later (BNPL) firm Zilch is one of the smaller firms on the list, sitting more definitively in the 'scale-up' category of fintechs. The FT called Zilch the UK's fastest growing fintech earlier this year, and there have been rumblings that Zilch is in line for an IPO within the next few years. It also happens to pay a little better than most other UK-native fintechs on average. Despite its supposed growth, available jobs are limited at Zilch right now, with just six open roles.
Reviews of Zilch on Glassdoor in 2025 praise its pace of growth, but note that it comes with a high workload. One customer service employee said they're doing "a million other things without a job title to match." Reviews are also divided on the supportiveness of the culture: some say they're treated with a lot of respect while others complain of cliqueyness and micromanagement.
Klarna
Good for: Work culture, Recent IPO
Klarna's initial public offering has been in the works for a long time, but it finally happened earlier this month as it arrived on the New York Stock Exchange, popping 15% on its debut. It's a very attractive name to have on your CV as a result.
It also seems to be a good place to work for, on a day-to-day basis at least. Reviews on Blind praise the quality of its people and say that "mid-managers are open to feedback."
There are multiple complaints lodged against its executive team, however. The firm has made some contentious decisions and subsequently about-turned. It famously used AI to replace 700 customer-facing employees via voluntary attrition, only to start hiring them again after seeing a "lower quality" service provided to consumers. It's not afraid to admit mistakes, at least.
Checkout.com
Good for: Founder-driven culture, good pay
Checkout.com is a payments firm founded by surf-loving billionaire Guillaume Pousaz. If you like him, you'll probably like working at Checkout, but the opposite is also true.
Review for Checkout in 2025 say that "the culture is set at the top and filters all the way through." Famously, Pousaz asked staff to come into the office three days per week rather than two and told staff "if you don't like it, leave." Reviews also note an expectation of longer hours: "I've never been somewhere where so many people are working on the weekend." Some reviews see this intensity as a good thing.
Checkout's pay is the most frequently touted positive in reviews, with employees saying "it's what keeps people at Checkout more than anything." One person said they received a £55k starting salary as a junior hire.
Starling Bank
Good for: Less intense culture
Digibank Starling is going through a period of great change. Its founder, Anne Boden stepped down as CEO after a decade at the helm back in 2023, and new CEO Raman Bhatia has supposedly been making the firm a bit more corporate. "We used to have a startup culture," one employee, speaking anonymously, told us. "We've grown massively since lockdown and have scaled the culture too."
Not all changes are well-recieved. The bank and Bhatia in particular "caught a lot of flack" internally after asking staff to come into the office ten days per week, overwriting the more lax hybrid policy previously in place. Multiple staff resigned over the change, and the bank had to backpedal on the move temporarily due to it not having enough office space to support the move.
Glassdoor reviews in 2025 praise the quality of coworkers, saying you'll "collaborate with individuals at the top of their game." They also criticize "poor communication from the top."
Monzo
Good for: Remote work, supportive culture
Monzo is one of the two most recognizable brands on this list alongside Revolut. Like Revolut, the digibank has a penchant for remote hiring; of its 74 global open roles, 42 are available remotely in the UK.
Opinion is divided on the firm's leadership. Some reviews on Glassdoor say "higher management is not needs [and] hard workers are not necessarily rewarded fairly." Other reviews praise the work of CEO TS Anil. Even negative reviews, however, note that the firm has "intelligent, thoughtful, dedicated" employees and an "inclusive atmosphere." One of the most frequent complaints in Monzo reviews is the firm's pay, which can be "a little disjointed."
Marshmallow
Good for: High-paced office culture
Marshmallow is another fast rising scale-up, falling under the InsurTech banner. It raised its valuation to £1.5bn earlier this year after a $90m fundraising round, but employees say the firm's success wasn't easily obtained.
Some staff we've spoken to have told us that there are expectations of long hours and allegations of a cliquey culture. Others have had a very positive experience of working there. The firm has also pushed staff to spend more time in the office; some have complained of the quality of the office while others have called it "gorgeous [and] spacious."
Revolut
Good for: Autonomy, career prospects
$75bn banking titan Revolut has arguably the most famous culture in fintech. The firm, led by ex-Lehman Brothers trader Nik Storonsky, is known to give a lot of autonomy and seniority to younger employees. Getting in isn't easy though; the firm received 1.6m applications last year but raised headcount by just ~2000
You'll probably like working there if you hate micromanagement. Storonsky himself has previously said that, if you start telling an employee what to do and classically managing them, "they're probably a failure."
Working for Revolut can be quite an intense experience and Storonsky hasn't shied away from the fact that many employees don't spend too long there. An advantage of this, though, is that it opens up a lot of doors (including at the many startups founded by Revolut alums) and is a highly-valued name to add to your CV.
Wise
Good for: Autonomy, work-life balance
Wise may be one of the few major fintechs publicly listed in the UK, but it still wants to be a startup at heart. Wise employees describe individual teams at the firm as "startups within scaleups," which means that you're afforded a lot of autonoy in your subject area.
This is not without problems. One review on Glassdoor this year from a former employee said that this approach can harm cross-functional collaboration, as "'autonomous' teams were only interested in their vertical and wouldn't give you the time of day."
A side-effect of the autonomy is that work-life balance will also differ between these teams. Some say their teams are intense and "mission driven;" others say their "life is genuinely prioritized."
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